Bradenton Social Security Disability Attorneys Simplify the Complex SSD/SSI System
Count on us for reliable legal guidance if you need Social Security Disability benefits in Florida
The Social Security Disability Insurance program – SSD, or also commonly referred to as SSDI, and Supplemental Security Income – SSI are two programs administered by the Social Security Administration for people in need of monetary support to deal with medical-induced costs. Although very similar, the Bradenton Social Security disability attorneys at Carlson, Meissner, Hart and Hayslett, P.A. stress the importance of knowing there are distinct differences between the two programs.
What is Social Security Disability – SSD?
SSD offers benefits that pay an individual and certain members of an individual’s family in the occurrence of a medical condition that has prevented, or is expected to prevent, him or her from working for at least 12 months, or end in death. Recipients must be younger than 65 and have accumulated an adequate amount of working credits in order to be eligible for SSD. The recipient’s spouse and minor dependents may receive partial benefits under them, which are called auxiliary benefits. SSD funds come from payroll taxes. Because recipients of SSD have made contributions to the Social Security trust fund via Federal Insurance Contributions Act (FICA) Social Security taxes, they are considered insured. The monthly amount given to each individual is dependent on his or her earnings record.
Disabled persons who have received SSD for two years become eligible to also receive Medicare. However, there is a five-month waiting period for these benefits, which is especially critical if an individual is, or becomes, disabled at the beginning of his or her application because the SSA won’t pay out during this time. Funding may be reduced if the individual gets workers’ compensation and public disability benefits. Monthly payments are also adjusted each year to account for cost-of-living charges.
What is Social Security Income – SSI?
SSI, however, gives monetary support to low-income people who are either aged over 64 or disabled. SSI is administered by the Social Security Administration, but cash funding is provided by the U.S. Treasury general funds. The main difference between SSD and SSI is the recipient’s age and that SSI is provided to those who do not meet the required work credits to receive SSD. In contrast to SSD recipients who receive Medicare, SSI recipients receive Medicaid funding.
SSI is strictly need-based. General fund taxes are used to pay those who have an extremely low income and own less than $2,000 in assets ($3,000 for a couple). Most people accumulating SSI are given food stamps, and disabled SSI recipients also receive Medicaid. In 2015, the Federal Benefit Rate (FBR) is $733 per person and $1,100 per couple. The Social Security Administration will subtract countable income from this amount and add any state supplements. State supplements are only given to recipients of SSI, not SSD, and only to individuals in eligible states. The FBR is adjusted each year to account for cost-of-living charges. In special circumstances, some people may be receiving support from both SSD and SSI programs. These individuals are described as “concurrent” recipients. To be concurrent, a disabled applicant must be approved for SSD but get a low monthly payment, which can be caused by low wages. To collect both SSD and SSI, one must have an unearned income of less than $733 per month.
Our Bradenton Social Security lawyers have the skill and savvy you need to navigate the complex, frustrating Social Security disability and income government system. With more than 125 years of combined experience, you can trust us to be on your side every step of the way.
Contact our experienced Social Security attorneys today if you need help applying for, or appealing denied SSD/SSI benefits in Bradenton, Sarasota or surrounding areas
For help applying to the SSD or SSI programs, or if you have been denied, fighting to gain compensation for the medical expenses you deserve, call a trusted and experienced Social Security attorney at Carlson, Meissner, Hart and Hayslett, P.A. For a free consultation, call our Bradenton office at (914) 202-4600 or fill out a contact form online.
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We are experienced trial lawyers and skilled negotiators with the resources necessary to take on even the largest case. Our attorneys will not back down when your future and your freedom is at stake. Clients throughout Florida have relied on us for steadfast legal representation with a personal commitment for more than 40 years. When you need help, we act quickly and decisively to secure the best possible results for you and your family. Carlson, Meissner, Hart & Hayslett, P.A., fighting for the injured and defending the accused since 1971.
For more information about our attorneys, our 5 Tampa Bay area locations and our practice areas, please see our main website at www.CarlsonMeissner.com